12/8/11

Obamacare's Underestimation of the Effect of the Unexploited Risk Pool

No one really knows what a 'constitutional republic' is. One can refer to Plato's republic, or that of the Dewitt Brothers in 16th century Holland, or the Florence of the Medici as examples of Republics preceding in theory that of the United States of America, yet the founders designed a new in order to prevent aristocracy and rule by elite organizations from existing in the new nation, conceived in freedom with liberty and justice for all.

Today the organizational phenomenon of corporatism and collectivism has dwarfed individual economic efforts. Actual restorationist conservatives would need to attack the collectivism of Wall Street globalism vigorously in addition to tramping on the poor as the right does presently in their ideological subjugation to a New Feudalist World Order.

The people of the United States have just so many resources to work with, and must allocate those resources optimally if possible including health care to have a healthy work force. Millions of poor American, self-employed labor entrepreneurs work for themselves at their own risk if they want to work at all. Corporations and government would prefer they sit on their hands.

Rhetoric effectively in support of Wall Street corporatism and globalist political hegemony over American economic self-interest is an abandonment of nationalism and an onerous subserviance to an aristocratic malevolence of an inferior class of would-be rulers of the planet.

The U.S.A.'s founders were advocates of individualism rather than aristocracy. They used what philosophical tools they had to design a polity that freed individuals from shackles of elite organizations of exploitation. I do not doubt that the founders would not have been confused by organizational wise guys requiring that individuals purchase health care insurance or buy Jamaican rum to exist as an American.

The founders given the opportunity to govern a public with real health care costs that occur by default and transform that into the nation's best economic interest, would have. The founders were not timid ideological losers that would get down and roll over if the right sophist phrasing were used.

I believe a free public health care system for the poor is the practical and affordable way to create a healthier America at lowest cost. It should serve veterans better too while also existing as an emergency public medical service in case of neutron bomb or designer plague attack.

Most of the designers of Obamacare are office types that risk getting a paper cut at most. Paper cuts can be painful of course we should stipulate. The designers of Obamacare believe that U.S. health costs for the middle class may be subsidized through payroll deductions younger workers without insurance can may-or their employers I would guess, when the payments are eventually made.

Those working class Americans with regular employment who are younger and uninsured tend to be covered on the job by workers compensation policies, yet not all of the poor and younger workers have good corporate jobs. Many of them work for themselves at their own risk, often have injuries that go untreated and have no spare money to remotely consider paying for health insurance.

With the addition of a few million self-employed workers laboring, painting, o jobbing their way without any job security at all from job to job and living on less than half the annual American average income the opportunity to have free government mandated health insurance will bring some opportunities for free surgery and dump a load of impossible to complete paperwork. Those workers will need to send in tax data on ‘how I was a digger for Joe at the last house on the right’ for 3 hours last Wednesday, and ‘then I traveled via hitchhiking to Texas and looked for something to paint and got about 5 bucks and hour for five days but also got hit in the eye with an airless paint sprayer jet before bumping my head, falling and tearing my rotator cuff and popping out my subluxed ankle for the tenth time this year.

My travel expenses were pretty high because I bout a few burgers at McDonalds instead of going to the missions on the way-yet it was faster that way. Also I rode a bike 30,00 miles the past few years looking for a regular job but didn’t find none, and ain’t got no post office box anywhere cause that costs a days work at Labor Ready and they ain’t got enough work. I think the Guatemalans are taking all the local odd jobs.

Seriously though, with free insurance there will be millions of workers seeking to get their backed up surgeries and things done that they ordinarily just don’t worry about. The cheapest thing to do would be to create a free public medical service for the poor in the U.S.A., keep the workers healthy and stop dumping more bureaucracy and more emergency medical costs for treatment that the middle class end up paying for anyway through their most-expensive and inefficient way to provide health care to Americans unwelcome to have regular employment much less with health benefits.

The hypothetical youth risk pool on soft jobs with good pay able to afford to help pay for middle class health costs may be a figment of the collective dump debt on others imagination so popular in conservativism the past couple of decades. probably it won't work this time.

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